Rates & Terms
Transparent pricing with no hidden fees
Important Information
Rates and terms vary by state and are subject to change. The information provided is for illustrative purposes. Your actual rate and terms will be presented during the application process and are based on your creditworthiness, state regulations, and other factors.
Example Rates by Loan Type
Payday Loans
Loan Amount
$100 - $1,500
Loan Term
14-31 days (varies by state)
APR Range
260% - 780%*
Finance Charge
$15 - $30 per $100 borrowed
Example: For a $500 payday loan with a 14-day term at $15 per $100 borrowed, the finance charge would be $75, and the total amount due would be $575.
Installment Loans
Loan Amount
$500 - $3,000
Loan Term
3-12 months
APR Range
180% - 365%*
Monthly Payment
Fixed installments
Example: For a $1,000 installment loan with a 6-month term at 200% APR, you would make 6 monthly payments of approximately $225, totaling $1,350 in repayment.
Line of Credit
Credit Amount
Up to $4,500
Draw Period
Ongoing/Revolving
APR Range
150% - 400%*
Minimum Payment
Based on outstanding balance
Example: With a $2,000 line of credit at 200% APR, if you borrow $500, your monthly interest charge would be approximately $83. Pay interest only on what you use.
State Availability
CashNetService.com operates in most states across the U.S., but availability and loan types vary by state regulations. To see what products are available in your state, please select your state during the application process.
Check Your State EligibilityImportant Disclaimers
*APR (Annual Percentage Rate) is the cost of credit as a yearly rate. APRs shown are illustrative and may vary based on state laws and individual circumstances. Actual APR will be disclosed in your loan agreement.
†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved at other times are generally funded the next business day.
Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
CashNetService.com is not a lender in all states. In Texas, we operate as a Credit Access Business (CAB) and arrange loans with unaffiliated third-party lenders.